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Payment Policy

This Payment Policy explains how payments are processed on Larmila, which payment methods we accept, and how your payment information is handled. By placing an order on our website, you authorize Larmila to process the payment using your selected payment method in accordance with this policy.

Accepted Payment Methods
We currently accept the following payment methods:

  • Shop Pay
  • Google Pay
  • Apple Pay
  • Visa
  • Mastercard
  • American Express
  • Discover
  • Diners Club
  • elo
  • JCB
  • UnionPay

Pricing and Charges
All prices shown on our website are final. We do not charge additional taxes or shipping fees. The total amount payable is clearly displayed at checkout before you complete your purchase.

Payment Processing
All payments are processed through trusted third-party payment gateways and are protected using secure SSL encryption. This allows you to complete your purchase safely without sharing your full financial information directly with us.

When You Are Charged
Your selected payment method is charged at the time you place your order. If a payment cannot be successfully authorized or processed, your order will not be confirmed and may require you to select a different payment method.

Security
Our checkout process uses industry-standard SSL encryption and security controls to protect your personal and payment information. We do not store full credit or debit card details on our servers.

Transparency and Agreements
By completing a purchase on Larmila, you agree to our Terms of Service, which outline our conditions for orders, payments, deliveries, and returns.

Privacy
We handle your personal information with care and in accordance with applicable data protection laws. Details on how we collect, use, and protect your data are explained in our Privacy Policy.

Failed or Reversed Payments
If a payment fails, is reversed, or is disputed, we may be unable to process or ship your order. If an order has already been fulfilled and a payment is later reversed, we may contact you to resolve the outstanding balance.

Refunds
Approved refunds are issued to the original payment method used at checkout whenever possible. Processing times vary depending on your payment provider and financial institution.

For more information about returns and refunds, please review our Return and Refund Policy.

Contact
If you have questions about payments or billing, please contact our support team during our customer support hours.

This Payment Policy may be updated from time to time. Any changes will be posted on this page and apply from the date of publication.